Privacy Policy

Effective date: October 2026

SkyOak Capital, Inc. (“SkyOak Capital,” “the Firm,” “we” or “us”) is committed to protecting the privacy of its clients and of visitors to www.skyoak.com. This policy has two parts. Part A is the Firm’s privacy notice to clients, provided under Regulation S-P. Part B describes what this website collects and how it is used. Questions about either may be directed to Beth Boyd, Chief Compliance Officer, at (702) 448-7474 or [email protected].

Part A: Client privacy notice

Our commitment

SkyOak Capital does not sell client information to anyone. The Firm does not share nonpublic personal information about clients or former clients with nonaffiliated third parties except as described in this notice, as directed by the client, or as required or permitted by law.

Information we collect

In providing investment advisory, financial planning, family office, self-directed IRA and corporate retirement plan services, the Firm collects nonpublic personal information from:

Agreements, applications and other information clients provide in writing, in person, by phone or electronically, which may include name, address, phone, email, Social Security number, date of birth, employment, income, assets, investment objectives and experience
Tax returns, trusts, wills, insurance policies and estate documents clients provide
Transactions in client accounts, including balances, holdings and history, and information from the custodians that hold client assets
Consumer reporting agencies and public sources, where relevant to the services provided

How we share information

The Firm discloses nonpublic personal information to nonaffiliated third parties only when necessary to provide services to the client or as required or permitted by law, including:

To custodians, broker-dealers, recordkeepers, plan administrators, insurance carriers, software and technology providers, and other service providers that help the Firm manage and maintain client accounts and operate its business
To a client’s attorney, accountant, insurance agent or other professional, at the client’s direction
To the Firm’s attorneys, accountants, auditors, regulators and compliance consultants
To respond to a subpoena, court order, regulatory inquiry or law enforcement request
To help prevent fraud or unauthorized transactions
In connection with a proposed or actual sale, merger or transfer of all or part of the Firm’s business

Affiliates

The Firm may share client information with its affiliates, including SkyOak Asset Protection Group, LLC, the Firm’s insurance agency and any affiliated fund managers for the purpose of providing services the client has engaged. Affiliates are bound by this policy.

Opt-out

Former clients

This policy continues to apply to former clients.

How we protect information

Access to client information is limited to employees and service providers who need it to perform their work. The Firm maintains physical, electronic and procedural safeguards to protect client information, and maintains internal controls to keep it accurate and complete. Clients who believe information the Firm holds about them is inaccurate should contact the Firm.

Under Regulation S-P, the Firm will notify affected clients promptly if there is a privacy breach suspected.

Changes to this notice

The Firm may revise this notice and will provide clients with the current version annually and whenever it changes materially, as required by law.

Part B: Website privacy

Information collected through this website

Contact and scheduling forms. When you submit a form, we collect the information you enter: name, phone, email, preferred office and your message. It is used to respond to your request and, if you become a client, becomes part of your client record. It is stored in the Firm’s CRM, Redtail, and is not sold.
Analytics. The site uses Google Analytics 4 to understand how visitors use it. Analytics collects information such as pages viewed, approximate location, device and browser type, and referring site, using cookies or similar technologies. This information is aggregated and does not identify you to us.
Cookies. The site uses cookies for analytics and for basic site function. You can block or delete cookies in your browser settings; some site features may not work if you do.
Client portal. The “Client Login” link opens the Firm’s client portal, operated by Orion Advisor Technology. Your use of the portal is governed by that platform’s privacy policy and terms.
Third-party links. The site links to other websites, including the SEC’s Investment Adviser Public Disclosure site and social media. Those sites have their own privacy practices, which we do not control.

Email

If you provide your email address, we may use it to respond to you and, if you are a client or have asked to receive them, to send the Firm’s

Children

This website is not directed to children under 13, and we do not knowingly collect information from them.