Private Wealth Management
Private Wealth Management at SkyOak Capital brings investment management and financial planning together in one coordinated relationship. We work with individuals and families to manage their investments while helping them make informed decisions about retirement, income, taxes, estate and legacy planning, insurance, divorce and other major life transitions that can affect their financial future.
Every relationship begins with understanding the client—their goals, financial circumstances, income needs, risk tolerance and priorities. From there, we develop an investment and planning strategy designed around those needs and continue to adjust it as markets, tax laws and life circumstances change.
For clients with more complex financial lives, our work may extend beyond traditional investment management and financial planning to include family office coordination, charitable and legacy strategies, alternative investments, insurance planning and collaboration with the client’s attorneys, CPAs and other professional advisors.
As a fiduciary, SkyOak Capital is committed to acting in the best interests of our advisory clients. Our goal is to provide experienced, ongoing guidance across the many financial decisions that affect a client’s wealth—not simply manage an investment portfolio.
Private Wealth Management relationships are customized based on the services and level of support each client needs. Fees and services are clearly outlined and agreed upon before an engagement begins.
How It Starts
Every relationship begins with understanding the client’s financial life—not simply their investment accounts. We discuss current investments, income and cash flow needs, retirement goals, risk tolerance, family circumstances, tax considerations and any significant changes or decisions on the horizon.
From there, we identify the investment management and financial planning services that are most appropriate and develop a coordinated strategy. The relationship continues to evolve as markets, tax laws, financial circumstances and the client’s life change.
Investment Management
SkyOak Capital provides discretionary investment management tailored to each client’s goals, time horizon, income needs and tolerance for risk. Portfolios may incorporate individual stocks, ETFs, fixed income, outside managers, SkyOak-managed strategies and other investments when appropriate.
Our approach combines long-term investment principles with active portfolio management and ongoing attention to risk, taxes, liquidity and changing client needs.
Financial Planning & Consulting
Financial planning brings the different parts of a client’s financial life together. Depending on the client’s needs, planning may address cash flow, retirement, investments, taxes, insurance, estate and legacy planning, business interests and major life transitions.
Financial planning is integrated into our Private Wealth Management relationships and is also available as a standalone service for clients who want objective planning and advice without moving their investments to SkyOak Capital.
Family Office Services
For individuals and families with more complex financial lives, SkyOak Capital provides family office services designed to coordinate investments, financial planning, estate and legacy strategies, insurance, charitable planning and other financial matters.
We work alongside the family’s attorneys, CPAs and other professional advisors to help ensure important financial decisions are considered as part of the broader wealth plan.
Planning That Goes With It
Investment management is only one part of managing wealth. Retirement decisions can affect taxes and investments. Estate decisions can affect beneficiaries, insurance and charitable planning. A move to another state, a business sale, divorce or other major life transition can change several parts of the financial plan at once.
SkyOak Capital brings these decisions together through coordinated planning in:
- Retirement Planning Retirement income, Social Security, retirement account distributions, Roth conversions, pensions and other decisions involved in preparing for and living in retirement.
- Tax Planning Strategies Tax-aware financial and investment planning designed to help clients evaluate the tax consequences of retirement distributions, investments, charitable giving, liquidity events and other financial decisions.
- Estate & Legacy Planning Coordinating the financial side of estate planning, including account ownership, beneficiary designations, gifting, charitable strategies, insurance and wealth transfer.
- Insurance Planning & Solutions Evaluating life insurance, long-term care strategies, annuities and other insurance solutions within the context of the broader financial plan.
Who SkyOak Capital Works With
SkyOak Capital works with individuals, families, trusts and business owners across different stages of their financial lives.
Many clients come to us during an important transition—preparing for retirement, selling a business or other asset, managing a concentrated stock position, receiving an inheritance, navigating a divorce or loss of a spouse, relocating to another state, or simply reaching a point where their financial life has become more complex.
With offices in Las Vegas, the San Francisco Bay Area and Medford, Oregon, SkyOak Capital works with clients locally and nationwide.
Fees
Private Wealth Management relationships are customized based on the services and level of support each client needs. Fees and services are clearly outlined and agreed upon before an engagement begins.
Complete information about SkyOak Capital’s investment management, financial planning and family office fees is available on our fees page and in the firm’s Form ADV.
Your Advisors
Private Wealth Management services are provided by Jennifer Davis, CFP®, Founder and CEO, and Damien Rennie, Senior Wealth Advisor.
Jennifer leads SkyOak Capital’s investment management and comprehensive financial planning services and works with clients across the firm’s Las Vegas and San Francisco Bay Area offices. Damien provides investment management and financial planning services and serves clients through SkyOak Capital’s Medford, Oregon office.
Both advisors work with clients nationwide.