SkyOak Asset Protection Group assists high net worth individuals, business owners, highly compensated individuals, and families with sophisticated and innovated insurance-based strategies that compliment traditional investment platforms.
Asset Protection for Individuals & Families
- Asset protection and future income benefits through annuities & Life Insurance.
- Salary protection against death and disability.
- Protection against the exponentially increasing costs of assisted care due to injury, sickness, age or incapacity.
- Asset protection in specific states that provide statutory asset protection of certain insurance products.
High Net Worth Individuals
- Mitigate the effect of the death taxes on an individual’s estate.
- Prevent a required fire sale of estate assets to fund the estate tax.
- Assist individuals in planning for estate taxes that are wary of irrevocably gifting away large portions of assets.
Business Owners
- Implement supplemental employer-sponsored retirement plans allowing discrimination toward highly compensated individuals.
- Provide a financial cushion to recruit, hire, and train a successor at the loss of a key person to the business.
- Assist with a viable business continuation plan due to a future loss of a business owner.
- Strategy to leverage and protect accounts receivable.
Highly Compensated Individuals
- Supplemental individual investment platforms when maximum contributions to retirement plans have been exhausted.
- Growth strategies for competitive and/or guaranteed tax-free growth, tax-free or tax-deferred withdrawals, and/or self-completing investment platforms.
Physicians, Doctors, and Dentists
- Provide statutory asset protection of certain insurance products to protect you in liability cases.
- Implement supplemental employer-sponsored retirement plans allowing discrimination toward highly compensated individuals.