Private Wealth Management
Investment management and financial planning brought together in one coordinated relationship, with additional services available for clients with more complex financial needs.
Investment Management
Personalized portfolio management built around each client’s goals, income needs, time horizon and tolerance for risk. Portfolios may combine individual stocks, ETFs, fixed-income investments, mutual funds, separately managed accounts, SkyOak investment strategies and other investments as appropriate.
Financial Planning & Consulting
Comprehensive planning for cash flow, investments, retirement, taxes, insurance, major life transitions, business interests, estate and legacy goals.
Family Office Services
Expanded wealth coordination for individuals and families with complex financial lives, including investments, estate and wealth transfer strategies, philanthropy, insurance and coordination with other professional advisors.
Retirement, Tax, Estate & Insurance Planning
Specialized planning to help clients address some of the most important financial decisions throughout their lives. These services may be provided individually or integrated into a broader financial planning or wealth management relationship.
Retirement Planning
Retirement income and cash-flow planning, Social Security and Medicare decisions, withdrawal strategies, Roth conversions, RMDs and other retirement decisions.
Tax Planning Strategies
Tax-aware planning for investment decisions, retirement income, Roth conversions, charitable giving, capital gains, major liquidity events and other financial decisions, coordinated with your tax professional when appropriate.
Estate & Legacy Planning
Financial planning and coordination around estate, gifting, charitable and wealth-transfer strategies, working with the client’s estate attorney and other professional advisors when appropriate.
Insurance Planning & Solutions
Evaluation of life insurance, long-term care, retirement income and other insurance strategies as part of a client’s broader financial plan.
Employer Retirement Plans
Retirement plan design, investment oversight and fiduciary services for employers, business owners and their employees. SkyOak works with businesses establishing a new plan as well as employers seeking to review, improve or transition an existing plan.
401(k) & Retirement Plan Options
401(k), profit sharing, cash balance, defined benefit, SEP, SIMPLE and other retirement plan strategies based on the needs of the business and its employees.
Plan Advisory & Fiduciary Services
Ongoing investment oversight, 3(21) and 3(38) fiduciary services, investment monitoring, provider evaluation, plan cost review and employee education.
Solo 401(k)
Retirement plan strategies for business owners without eligible employees, including plan design, contribution planning, investment management and ongoing coordination.
Self-Directed IRA Services & Administration
Guidance and administrative support for investors holding alternative assets within Self-Directed IRAs, including real estate, private loans, private companies, private funds and other eligible alternative investments.
SkyOak helps clients navigate account setup, transaction paperwork and ongoing coordination with specialty custodians. Depending on the relationship, an investment may be selected by the account holder or recommended by SkyOak as part of a broader investment strategy.
Managed Investment Strategies
SkyOak manages a range of investment strategies in-house, including equity, ETF, tactical, income-focused and tax-aware strategies. Our advisors may use one strategy or a combination of strategies based on a client’s objectives, risk tolerance, income needs, tax considerations and overall financial plan.
Our internally managed strategies include SkyOak’s RAAMPS equity strategies, FireOak ETF portfolios, Tactical ETF Strategy, ESG Strategy and Strategic Yield, along with tax-aware investing and municipal bond portfolios.
Fees
Fees depend on the services provided and the scope of each client’s relationship. Depending on the engagement, fees may be based on assets under management, a fixed or recurring fee, an hourly rate, net worth or a combination of these methods. Before you become a client, we explain the services being provided, what they cost and how SkyOak is compensated.