Category: Tips

I spent the first twenty years of my career at Smith Barney and Merrill Lynch, and I have spent the sixteen since running an independent firm. I have been the advisor a client was choosing, and I have sat across from people deciding whether to leave the advisor they had. So I will tell you…

A client came to me years ago with a spreadsheet of eleven investment accounts at four custodians, a rental property, a whole life policy she did not remember buying, and a question: was she rich? She had no idea. Neither did I, from the spreadsheet. What she had was a lot of decisions made one…